Lending

Filene Report Shows Increased Debit Card Use

October 22, 2010
Plastic cards tie consumers to their financial institutions. This is good news if your credit union offers debit and credit cards. READ MORE

High Unemployment Increases Risk to Auto Loan Portfolio

October 15, 2010
The stalled U.S. economy has not only aggravated the downturn in credit union new vehicle loans, it has put the industry's portfolio of current auto loans at greater risk. READ MORE

Monthly House Price Index Falls 0.5%

October 05, 2010
U.S. house prices fell 0.5% on a seasonally adjusted basis from June to July, according to the Federal Housing Finance Agency's monthly House Price Index. READ MORE

Job Losses Create Higher Loan Risk

October 01, 2010
The stalled economy has put the industry's auto loan portfolio at greater risk. READ MORE

Reg Z and the CARD Act

September 29, 2010
Sometimes, a literal reading of a particular Regulation Z provision doesn't disclose the full intent or meaning. READ MORE

Student Loan Default Rates Increase

September 21, 2010
U.S. Secretary of Education Arne Duncan announced that the fiscal year 2008 national student loan default rate is 7%, up from 6.7% as of fiscal year 2007. READ MORE

Loan Modifications and Refinancings Continue to Increase

September 17, 2010
More than half of completed loan modifications in the second quarter lowered borrowers' monthly payments by more than 30%. READ MORE

Shop Around for Title Insurance

September 15, 2010
Your members may not have a very good understanding of what title insurance covers or what it costs. But title insurance is one of the largest expenses when closing on a purchase or refinance. READ MORE

House Prices Rise in Second Quarter

September 01, 2010
U.S. house prices rose in the second quarter of 2010 according to the Federal Housing Finance Agency's seasonally adjusted purchase-only house price index. READ MORE

Real Estate at a Crossroads?

September 01, 2010
CUs are continuing with strong underwriting standards while helping members as much as possible to stay in their homes. READ MORE

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