Lending

Competitive CU Expands Market Reach

August 01, 2011
Todd Helmerson, director of loan production at Kinecta FCU, describes his credit union’s new FHA wholesale mortgage program. READ MORE

Pay-Downs, Not Charge-Offs, Drive Lower Credit Card Balances

July 29, 2011
Average credit card debt per borrower has reached a 10-year low. READ MORE

Lending in the Not-Too-Distant Future

July 25, 2011
Technology will continue to change how members obtain CU services. READ MORE

CARD Act Holds Down Rates and Fees

July 21, 2011
Consumers are seeing fewer late fees, eradication of over-limit penalties, and minimal changes to annual fees since the CARD Act's passage. READ MORE

Payday Lending

July 18, 2011
CUs aren’t waiting for the new Consumer Financial Protection Bureau to change how payday lenders operate. Instead, they’re offering financially distressed consumers affordable borrowing options. READ MORE

Taking Risks To Help Members

July 18, 2011
If we adopt a totally risk-averse position we, in effect, behave no differently than many of our for-profit competitors. READ MORE

Intent to Confuse

July 18, 2011
I tend to get suspicious when the name of a trade association doesn't accurately describe who it represents. READ MORE

Veridian CU Unveils Storm Loan Program

July 18, 2011

Some Iowa families are displaced from their homes because of flood waters, and many others are left with clean-up from storm-related damage.

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Exec of the Week: Melissa Moraccini

July 07, 2011
The Michigan Schools and Government CU Mortgage Lending Manager was named Young CU Professional of the Year. READ MORE

Want More Loans? Embrace Technology

July 01, 2011
The route to loan growth is increasingly mobile. READ MORE

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