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QR Codes Track Ad Effectiveness

August 22, 2011
The barcode-like graphics allow those viewing an advertisement to get more information about a product or service using their smart phone. READ MORE

Best Practices in Device and Identity Verification

August 11, 2011
CUs should move to more complex device identification and out-of-wallet verification procedures to reduce fraud. READ MORE

E-Statements: Comply With E-Sign

August 11, 2011
Members must 'reasonably demonstrate' they can access e-statements in the electronic format to be used. READ MORE

Three Technology Trends Your CU Can't Ignore

July 22, 2011
The more anticipatory you can be with technology, the more creatively you can use it to gain competitive advantage. READ MORE

Intensify Your Mobile Security Mindset

July 19, 2011
Fortify your CU against the chief dangers in mobile financial services: weak security measures and risky user behavior. READ MORE

Mobile Payment Providers & Regulators

July 19, 2011

Money launderers are a step ahead in seeking new, less-regulated entities to launder their ill-gotten gains, including mobile payment providers.

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Long Live the CIO

July 17, 2011
It’s clear IT professionals are increasingly feeling pressure as their role evolves. READ MORE

Want More Loans? Embrace Technology

July 01, 2011
The route to loan growth is increasingly mobile. READ MORE

Prepare for A Mobile Transformation

June 10, 2011
Meet members where they are—on 'the small screen.' READ MORE

The Digital Wallet: Promises, Promises

June 09, 2011

Despite promises of digital wallets in time for holiday shopping, fully functional mobile payments may still face slow adoption.

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May Cover

Credit Union Magazine

• May digital edition

May 2013

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Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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