RSS
Icon Icon Icon Icon
Forgot your password?
Home » ratio

Articles Tagged with 'ratio'

Rates & Ratios: Mortgages Lead Loan Growth

July 06, 2010
Credit union loans outstanding increased 0.1% during May 2010, compared to a decrease of 0.1% during April 2010, according to CUNA's economics and statistics department. READ MORE

CU Loans Experience Slight Decline

November 08, 2010
CU loans outstanding decreased 0.1% during September 2010. READ MORE

CU Loans See October Decline

December 08, 2010
CU loans outstanding decreased 0.2% during October 2010 compared to a decrease of 0.1% during September, according to CUNA's economics and statistics department. READ MORE

Personal Loans Lead Growth During Tepid Lending Month

January 05, 2011
There weren't many lending bright spots for CUs overall in November, according to CUNA's economics and statistics department. READ MORE

Rates & Ratios: CU Loans Continue Decline

March 04, 2011
CU loans outstanding decreased 0.7% during January 2011. READ MORE

Unsecured Loans Lead Overall Decline

April 05, 2011
Credit card, unsecured personal loans each declined 1.8% during February, leading to an overall loan decline of 0.4%. READ MORE

Rates & Ratios: Members Take Up ARMs

May 18, 2011
Overall, CU loans outstanding decreased 0.1% during March, compared to a 0.4% decrease during February. READ MORE

Rates & Ratios: CU Loans on the Rise

June 14, 2011
CU loans outstanding increased 0.2% during April compared to a 0.1% decline in March, according to CUNA’s economics and statistics department. READ MORE

Rates & Ratios: CU Loans Grow 0.4%

July 15, 2011
Unsecured personal loans led loan growth, followed by credit card loans, adjustable-rate mortgages, used auto loans, and fixed-rate mortgages. READ MORE

A Deficiency of Efficiency?

September 12, 2011
Most credit union decision-makers I know are a restless bunch—constantly looking for ways to improve operations and make (and keep) members happy. READ MORE
CU Mag Cover May 2012

Credit Union Magazine

Access the May digital edition

May 2012

Book reviews

What's Popular

Popular Stories

‘Do One Thing Every Day That Scares You’

‘Reward Excellent Failure, Punish Mediocre Success’

Peters: It’s Good to be the Little Guy

MBL: If Banks Win, CUs Lose

A Bit of Unpleasantness

Recent Discussion

Lora has some excellent tips for us on articles we should read. Thanks Lora!

Definitely, we agree. It’s not only important to adapt to the market, but also to ensure that the organization as a whole has buy-in of this growth strategy. Without full commitment, you could be doing a disservice to your credit union and your Hispanic community.

Good points all, Joni, and thanks for putting it in plain English. DigitalMailer has been consulting a number of clients and affiliates on social media, and the question always arises: "Well, what if someone says something bad about us?" The answer is, they might be already. Not seeing it doesn't mean it can't hurt you. Make sure that, if you're not offering an engaging social media presence, you're at least able to monitor the possible threats.

Chris Brogan is simply awesome and this interview is spot on. Hearing Brogan speak at America's Credit Union Conference is worth the price of admission. Every credit union can learn from his wisdom. Social media is about building a community and credit unions can do that successfully with their members. But they can't do it with everyone: they should also target their social media efforts to particular niches.

Bill, your comments are on the mark. In order to demonstrate that the CU truly understands the risk inherent in lending, the ability to clearly articulate a meaningful discussion of the lending rationale behind lending decisions is critical. All too often, CUs leave it up to the sales force to determine a "marketing" direction for lending activity and the sellers are only too willing to fill the void create by a lack of a clear defined lending culture and credit environment. In large organizations marketing and lending should work hand in hand in defining what sales and lending goals are. The marketing culture needs to be informed of the dynamics of the lending environment and the credit culture must understand the marketing opportunities and threats. In smaller CUs the senior lender in conjunction with the board must, as you indicate, clearly document the what and why of the credit culture.

heroes

Your Say: CEO Succession

Should CUs hire from within or seek outside talent when replacing the CEO?
See Poll Results Poll Archive

CUNAverse

Connect with us!

| Twitter | Facebook |  

  

RSS