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Articles Tagged with 'consumer'

Does Your CU Have the Guts?

February 23, 2011
CUs should intervene when members are about to make poor financial decisions—even if it means turning away loans. READ MORE

Warren wants CUs, CFPB to work together

March 02, 2011
What are the top initiatives of the new Consumer Financial Protection Bureau? READ MORE

Consider Deposits an ‘Economic Ballot Box’

April 11, 2011
The fact that nearly $6 trillion in deposits currently sits idle in liquid accounts, earning less than 0.5% in interest, indicates a strong lack of consumer confidence. READ MORE

Compliance Matters: Mortgage Origination Standards

June 01, 2011
Mortgage origination standards, MLO registration, ATM signage, and more. READ MORE

Checking Fees, Housing and Retirement…Oh, My!

October 10, 2011
This week's Roundup examines fees, employment news, consumer spending reports, retirement considerations, housing, and more. READ MORE

Don't Sit Under the Apple Tree

February 20, 2012
A bird’s eye view of the international economic crisis. READ MORE

CFPB: Brace for Impact

March 01, 2012
The Consumer Financial Protection Bureau is taking very seriously its role as protector of consumers against abusive credit providers. READ MORE

Grow Wallet Share With Predictive Selling

April 01, 2012
CUs need to shed old mindsets and embrace sales as a way to serve members. READ MORE

The 2012 Economy: ‘Good, Not Great’

March 21, 2012
Barring any major shocks, the U.S. economy should experience gross domestic product growth of 2.5% in 2012. READ MORE

CFPB Extends Reg Streamlining Deadline

May 01, 2012
Interested parties have until June 4 to provide comments on the bureau's regulatory streamlining project. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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