Articles Tagged with 'cfpb'

Brace Yourself: CFPB's Lending-Related Changes in Full Swing

July 07, 2013
The CFPB has fundamentally changed credit unions' daily operations, CUNA Mutual Group's Lauren Capatini says. READ MORE

Credit Insurance Financing Prohibition Delayed

July 01, 2013

CUNA formally requested the delay so the CFPB could clarify certain issues and provide more time for credit unions to implement changes.

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Get Comfortable with Constantly Changing Regulations

June 18, 2013
Like death and taxes, the growing volume of complex regulations is inevitable. READ MORE

Don’t Overlook the Higher-Priced Mortgage Rule

June 17, 2013
There’s no better time than now to comply with and implement these changes. READ MORE

High-Cost vs. Higher-Priced

June 06, 2013
Mortgages that fall into the high-cost or higher-priced category have certain restrictions and requirements, so it’s important to understand what they are. READ MORE

CFPB Issues Guide on Truth in Lending

June 01, 2013
The CFPB in April released a “plain language” guide on the agency’s Ability-to-Repay (ATR) and Qualified Mortgage (QM) rule under Regulation Z (Truth in Lending). READ MORE

Overdraft Protection Plans Getting A Closer Look

May 27, 2013
CUs consistently offer lower and fewer fees than their bank competitors. READ MORE

More Mortgage Changes on the Horizon

April 15, 2013
The new rules already dominate compliance planning for the next year, but CUs must save capacity for potential disclosure changes. READ MORE

Build on a Solid Foundation

April 14, 2013
To implement these rules, credit unions must amend policies and forms, train staff, and adopt new procedures. READ MORE

Mortgage Lenders Prepare For June 1

April 01, 2013
The bulk of the new mortgage rules won’t take effect until next year READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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