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Articles Tagged with 'earnings'

The ROI of Recognition Programs

June 15, 2010
Scrimping on employee recognition programs might be penny-wise, but it’s pound-foolish, agree human resource experts and practitioners. READ MORE

CUs Embrace Alternative Capital

July 16, 2010
CUs worldwide are struggling to generate sufficient capital from retained earnings. Alternative capital could help. READ MORE

Could Alternative Capital Unleash CUs' True Potential?

September 01, 2010
Fallout from the economic crisis increases the need for alternative capital. Even well-capitalized CUs are limiting growth due to fear of capital constraints. But to use alternative capital, CUs would have to demonstrate management savvy and discipline. READ MORE

The ‘Death Knell’ of the CU Movement?

September 02, 2010
Alternative, or supplemental, capital could allow credit unions to raise money from outside the institution and use it as a capital buffer. READ MORE

A Delicate Balancing Act

March 14, 2011
CU members believe the economic recovery they’re hearing about is mostly on Wall Street, not Main Street. READ MORE

A Deficiency of Efficiency?

September 12, 2011
Most credit union decision-makers I know are a restless bunch—constantly looking for ways to improve operations and make (and keep) members happy. READ MORE

 ROA and the Road to Recovery

February 01, 2012
CU earnings took a in third-quarter 2011 due to a hefty corporate stabilization expense, but the days of declining CU ROA likely are behind us. READ MORE

The CFO’s Merger Role Expands

April 20, 2012
In the past, the CFO focused solely on financials during mergers. That’s no longer the case. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

Are You Selling Products—Or Helping Members Achieve Their Goals?

Scenes from FinovateSpring 2013

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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