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Articles Tagged with 'compliance'
Agency Offers Guidance on Social Media Compliance
March 24, 2014
FFIEC highlights potential legal, reputational, and operational risks.
A Road Map for Social Media Compliance
March 14, 2014
Your should implement risk management programs that allow you to identify, measure, monitor, and control the following risks related to social media
March 01, 2014
Risk is the four-letter word first and foremost in every regulator’s mind.
Compliance Q&A: Currency Transaction Reports
March 01, 2014
Under what circumstances does my CU have to fill out a CTR?
Fear Your Members
February 05, 2014
Assess the risk of litigation in your business decisions and compliance efforts.
Compliance Q&A: Regulation B Loan Approvals
February 01, 2014
Does Regulation B require loan approvals to be in writing?
The Beauty of Being Small
January 31, 2014
Personal touch is one of the few advantages small CUs have over their larger brethren.
Track Regulatory Changes with Real-Time Updates
January 04, 2014
CUNA RegTraC delivers updated compliance regulations and laws in an easy-to-use format.
Liquidity and Contingency Funding Plans
January 01, 2014
Effective March 31, 2014, all federally insured CUs will be subject to NCUA’s new liquidity regulation.
Things I Think I Know
December 31, 2013
New disclosure requirements will not improve consumers' understanding of loan products.
Credit Union Magazine
July 2014 digital edition
Slide Show: The Daily Duties of a Home-Based CU Manager
Regulators Focus on Interest-Rate Risk
Where Does it All Go?
A Social Media ROI Success Story
Happy 25th Birthday, Filene!
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
I would respectfully disagree that transactional data is a good place to start. In my opinion, relationship data is a much better starting point. Transactional data tends to require more "mining" of thousands/millions of transactions to identify opportunities or threats. Relationship data, however, involves identifying and profiling your high-value relationships (those profitable relationships with multiple products/services, for example) and leveraging that information to attract/cross-sell similar members. Generally involves a bit less effort and quite a bit higher return.
Congratulations on a fine article. Perhaps the best advise is unsaid but exemplified throughout the article - namely avoiding the use of the term "Financial Literacy." The term is insulting and counterproductive because it implies that those who take the training are "Illiterate."
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