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Articles Tagged with 'flood'
Colorado CU Presents $350,000 for Flood Victims
November 01, 2013
Elevations also facilitates CUAid grants from the National CU Foundation and has processed 150 applications.
It’s Spring: Do You Know Where Your Flood Zones Are?
June 17, 2013
Don’t assume a property’s flood zone status can’t change.
NFIP Extended to Sept. 30, 2017
September 01, 2012
Don’t Let Severe Weather Rain on Your Loan Portfolio
July 06, 2012
Ultimately, CUs want to do more than protect their own assets during storm season.
Stay Afloat in the Wave of Changing Flood Zones
October 03, 2011
The waters can get rough where FEMA and mortgage lending regulations converge.
Flood Insurance 101
June 24, 2011
What you need to know to comply with federal flood insurance regulations.
Service With Passion and Compassion
December 01, 2010
Michael Bittle knew it wouldn’t be an ordinary day at the office as he drove to work on Monday, May 3.
Credit Union Magazine
July 2014 digital edition
Slide Show: The Daily Duties of a Home-Based CU Manager
Regulators Focus on Interest-Rate Risk
Where Does it All Go?
A Social Media ROI Success Story
Happy 25th Birthday, Filene!
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
I would respectfully disagree that transactional data is a good place to start. In my opinion, relationship data is a much better starting point. Transactional data tends to require more "mining" of thousands/millions of transactions to identify opportunities or threats. Relationship data, however, involves identifying and profiling your high-value relationships (those profitable relationships with multiple products/services, for example) and leveraging that information to attract/cross-sell similar members. Generally involves a bit less effort and quite a bit higher return.
Congratulations on a fine article. Perhaps the best advise is unsaid but exemplified throughout the article - namely avoiding the use of the term "Financial Literacy." The term is insulting and counterproductive because it implies that those who take the training are "Illiterate."
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