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Articles Tagged with 'credit'
Free SWAG for Youth Saving Challenge Participants
February 24, 2012
In 2011, 300 participating CUs brought in $28.5 million in youth deposits and opened 9,000 new youth accounts.
The Generational Debt Gap
February 22, 2012
Study provides insights into the debts and credit scores of four key age groups.
Hope FCU: Fueling Companies That Fuel the Delta
February 22, 2012
‘Hope Federal’s faith in us allowed us to grow.’
Education Helps CUs Connect With Hispanics
February 19, 2012
Connect financial literacy with members’ particular needs.
Egan: Put Members’ Interests First
February 16, 2012
Legislators and regulators must pay heed to CUs’ challenges to keep the CU charter viable.
Consistency is Crucial in Member Interactions
February 14, 2012
CU’s success is rooted in efforts to gain market share, build member awareness, and implement branding consistency.
Enhance Direct Mail with QR Codes
February 13, 2012
While use of QR codes is picking up steam, there remains untapped potential as well as errors in how they’re being used.
Eight CUs Will Introduce Coopera Card
February 02, 2012
Card will help CUs ease Hispanic consumers’ entry into the financial mainstream.
NCUA Posts List of Regs to Review
January 30, 2012
Under review in 2012 are rules governing bylaws, fields of membership, fixed asset ownership, mergers, corporate credit unions, and more.
‘Yes’ Approach Leads to More Loans
January 26, 2012
CU introduced loans that are small in size but helped a lot of people.
Credit Union Magazine
August 2014 digital edition
To Add Members, Think ‘Bold’ and ‘Local’
Know the Signs of Workplace Fraud
HELOC ‘End of Draw’ Periods Could Create ‘Financial Shock’ for Consumers
CUs Plan Hiring, Pay Increases
Avoid the Compliance Pitfalls of Social Media Advertising
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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