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Articles Tagged with 'credit'

Big, Small, or Online: Why Do Young Adults Choose a Financial Institution?

September 17, 2012
What's a CU to do in the face of "convenience competition?" Fight back. READ MORE

Demographic Shifts Provide Challenges, Opportunities

September 18, 2012
While the U.S. established its reputation as a melting pot centuries ago, we're more diverse today than ever before. READ MORE

CUs Take Different Paths to Loan Growth

October 01, 2012
These three credit unions got creative to grow their loans. READ MORE

Mobile Offers Opportunities, Threats

October 01, 2012
How big are those risks? It’s hard to tell. READ MORE

CUs Talk Tech Priorities for 2013

November 19, 2012
“Mobile” is a key theme in the conversation, along with meeting member needs. READ MORE

Is CU History Still Relevant?

October 18, 2012
Now that the movement has surpassed $1 trillion in total assets, does our history still matter? READ MORE

Embrace Differentiation and Underserved Markets

October 01, 2012
Hispanics and new Americans are in desperate need of financial relationships. READ MORE

CU Progress(ing)

October 23, 2012
Filene Research Institute’s archives provide a few hints as to where the credit union system stands today. READ MORE

Our Heritage Is One of Our Most Valuable Assets

October 01, 2012
Learning about the sacrifices of those who built the CU movement focuses people on how it should move forward. READ MORE

CU Mission Should Engender Passion and Caring

October 17, 2012
CUs must evolve, but they must ‘never abandon their lifeboat.’ READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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What's Popular

Popular Stories

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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