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Articles Tagged with 'credit'

CUs Tap Into Their Communities

October 31, 2011
From road trips to multicultural centers, community CUs show they’re more relevant today than ever before. READ MORE

With Fees in Focus, Share the CU Difference

November 02, 2011
What marketing strategies should CUs employ as bank fees make headlines? READ MORE

Be Careful When Wooing Angry Bank Customers

November 03, 2011
Four steps CUs should implement before marketing to frustrated bank customers. READ MORE

The Real Story About Bank Transfer Day

November 14, 2011
More consumers than ever heard for the first time that they can save money at a CU. READ MORE

Get Ready for a Compliance Deluge

November 09, 2011
The pace, complexity, and timing of today's regulatory changes are unprecedented, requiring CUs to rethink how they do business. READ MORE

Immerse Staff in CU Philosophy

December 01, 2011
CUs now have tremendous opportunities to increase membership. READ MORE

Are You Ready for 2012?

December 06, 2011
How will CUs respond to renewed consumer interest so they can grow, retain their member bases, comply with regulations, manage risk, and deliver services members want? READ MORE

Delinquency Outlook Favorable in 2012

December 08, 2011
Credit card delinquencies should remain stable in 2012, according to TransUnion. READ MORE

Four Steps to Robust Risk Assessment

December 09, 2011
Assessments should address what can go wrong, how, and the potential impact. READ MORE

To Spur Loan Growth, Learn From the Past

January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts. READ MORE
June 13 Cover

Credit Union Magazine

• June digital edition

June 2013

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Recent Discussion

We utilized this product for a few months right now, but it doesn't seem to have much value in comparison to our other online tools. Good concept, works well. It just seems that our membership is not interested.

You make a good point, Wally. I should have caught that one. I'll take that out tidbit.

According to the article, "Bankrate.com examined 56 high-yield checking accounts...and found the average annual percentage yield (APY) to be 1.64%—nearly 33% higher than the average interest-bearing checking account (0.05%)." By a show of hands, who thinks a 1.64% APY is only roughly 33% higher than a 0.05% APY? Hmmm...

Steve, As always, the E-Scan provides key strategic insights for credit unions to consider. When it comes to reaching Generation Y (trend number 10), one of the best things credit unions can do is to target mom and dad. Research indicates that most young people start their first "bank" experience where their parents recommend. So to reach Gen. Y, go after mom and dad. Mark

Ed, this is correct: 100% is a 1-to-1 relationship, not 1%, which is a 1 to 100 relationship.

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