Articles Tagged with 'portfolio'

Responsible Approach Leads to Student Loan Success

February 13, 2014
Members are going someplace for student loans—why not your CU? READ MORE

Measure Lending Success with Risk-Rating

January 02, 2013
Most CUs use growth as the chief measure of lending success—but that’s not enough. READ MORE

MBLs Offer ‘Chef Salad’ of Benefits for Lenders, Economy

November 30, 2012
Expanding business lending could make CUs significant contributors to the national economic recovery. READ MORE

CUs Getting Back in the Card Game

May 14, 2012
Seeking increased control and revenue, many CUs are bringing their card programs back in-house. READ MORE

Exam Time? Announce Your Presence with Authority

March 30, 2012
Develop a good working relationship with your examiner—but make it clear you have a well-thought-out business plan. READ MORE

CU Hits a Mortgage Home Run

March 01, 2012
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s. READ MORE

To Spur Loan Growth, Learn From the Past

January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts. READ MORE

Portfolio Management: Four Keys

October 24, 2011
Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years. READ MORE

Enhance Your CU’s Investment Portfolio

October 07, 2011
CU leaders should set aside personal investment biases and change their investment styles to build a solid investment portfolio. READ MORE

Pumping Up Auto Loan Volume

September 30, 2011
Auto loans have long been the bread and butter of credit union lending. But these days the bread is a tad drier and the butter a bit scarcer. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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