Articles Tagged with 'lending'

Confusion Reigns Over Reg Z Changes

December 21, 2010
A rash of recent Regulation Z mortgage lending changes has heads spinning. READ MORE

CU Develops Workplace-Based Payday Loan Alternative

December 20, 2010
NorthCountry FCU finds that reaching members of modest means requires moving beyond traditional lending methods. READ MORE

CUNA Continues MBL Fight

December 02, 2010
CUs must continue to push senators to support MBL legislation, says CUNA President/CEO Bill Cheney. READ MORE

Want to Boost Loans? Increase Member Loyalty

November 16, 2010
Member surveys help CUs measure member loyalty and develop strategies to build stronger member ties. READ MORE

CUNA Mutual Recognizes Excellence in Lending Award Winners

November 03, 2010
Three credit unions were recognized for their lending prowess Monday with Excellence in Lending Awards during the CUNA Lending Council's 16th annual conference. READ MORE

NCUA Releases Indirect Lending Webinar Agenda

November 01, 2010
The National Credit Union Administration has released the agenda for its free indirect lending webinar, to be held Tuesday, Nov. 9, from 2 to 3:30 p.m. Eastern Standard Time. READ MORE

Mortgage Lending is Smooth Sailing for Shipbuilders CU

October 12, 2010
A strategic partnership helps the CU adapt to market changes, offer a competitive set of mortgage products, and differentiate itself through exceptional member service. READ MORE

Compliance Matters

October 01, 2010
NCUA's indirect lending red flags, ATM accessibility rules, and FDIC's overdraft proposal. READ MORE

A Tale of Opportunities

August 30, 2010
How might Charles Dickens's sage narrative apply to credit unions today? It's easy to focus only on the difficulties credit unions face right now. Afterall, there are many reasons for gloom. READ MORE

Six Guidelines for Building Strong CUSO/CU Partnerships

August 16, 2010
Finding a credit union service organization (CUSO) to fit your credit union's lending needs is like finding comfortable footwear. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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