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Articles Tagged with 'lending'

Invest in Your Education This Year

February 01, 2013
A wide range of conferences, schools and institutes for CU professionals are available. READ MORE

Worldwide Membership Creates Unique Lending Challenges

January 25, 2013
‘Each country is scored by risk and delinquency experience, and the macro-economic outlook.’ READ MORE

Loans Are the Best Investment

January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives. READ MORE

Forward-Thinking Lending Approach Invigorates California CU

March 21, 2013
First Imperial CU booked more than $1 million in loans, opened 330 "second-chance" checking accounts, and increased membership by 17%. READ MORE

CUs Lend Members a Hand

March 08, 2013
Aside from being the right thing to do, helping members during difficult times builds loyalty—and loyalty builds strong CUs. READ MORE

Adapt to Change for Community CU Success

March 01, 2013
Gulf Coast Community Federal CU was among four CUs awarded in 2012 by CUNA. READ MORE

Lose the Recessionary Mindset, but Monitor Housing Market Closely

April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Scenes from FinovateSpring 2013

Gladwell: CUs are David to Banks’ Goliath

Scenes from the 19th Annual CUNA CFO Council Conference

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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