Articles Tagged with 'disclosure'

Integrated Mortgage Disclosures Improve Clarity

February 16, 2014
CFPB’s consolidated final rule streamlines TILA/RESPA requirements. READ MORE

CFPB Eyes Consumer Disclosure Trials

February 14, 2013
Dodd-Frank authorized the CFPB to facilitate innovation and to approve trial disclosure programs. READ MORE

CFPB Issues New Proposal on International Remittances

January 21, 2013
CUNA remains concerned over remittance exemption rules. READ MORE

Compliance Q&A: Reg E’s Remittance Transfer Rule

October 01, 2012
CUs that offer remittance transfer services generally must provide the member with a written prepayment disclosure. READ MORE

CFPB Will Keep CUs Busy

May 21, 2012
Agency puts priority on consolidated mortgage disclosures. READ MORE

What Is Adverse Action?

October 15, 2011
The Dodd-Frank Act amended FCRA to require CUs to disclose that a credit score was used in taking any adverse employment action. READ MORE

Ready for July 21?

June 11, 2011
July 21, 2011, is a significant date for all credit union compliance staff. Why? READ MORE

Reg Z Revisited, Again

May 18, 2011
Still more clarification is needed on the Fed's Reg Z changes. READ MORE

‘You’ve Got to Be Kidding Me!’

April 14, 2011
New mortgage disclosures mean CUs face a short compliance timeframe and difficult problems to solve. Again. READ MORE

The Last Piece of the FACT Act Puzzle

October 01, 2010

Here's a snapshot of the risk-based pricing provisions of the FACT Act.

READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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