Making sense of all the laws and regulations credit unions must deal with can be confusing. Take this sentence: "She violated Reg Z by pushing the APR off of the Reg CC and then adding it to the member's BSA disclosure." READ MORE

Are credit unions required to send a monthly e-statement notice via e-mail to members who have signed up for home banking? READ MORE

CUs explain how members and staff are adjusting to CARD Act requirements. READ MORE

A rash of recent Regulation Z mortgage lending changes has heads spinning. READ MORE

Buried within a Fed proposal regarding reverse mortgages and the right of rescission are additional disclosures for insurance products. READ MORE

Final rule applies to all consumer mortgages secured by the borrower’s principal dwelling, whether the transaction is a closed-end mortgage or a home equity line of credit. READ MORE

If you don’t conduct a compliance review, you could quickly be out of compliance. READ MORE

The Federal Reserve Board has issued a proposal to require disclosures on remittance transfers to recipients in foreign countries. READ MORE

It would be a rare win-win if the new bureau could streamline the mortgage process for lenders in a way borrowers could understand. READ MORE

In my compliance world, I like to write about topics that are black and white. But this month I’m going to discuss mobile banking compliance, which currently features a few more shades of gray. READ MORE