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Articles Tagged with 'market'

Beggs Reports Positive Auto Market Trends

August 13, 2010

Auto valuation experts feel more positively about the overall auto sales market due to recent upward adjustments in pricing.

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Looking for a Lending Rebound

March 31, 2011
Take advantage of the few opportunities today's economy offers, including low rates and refinancing opportunities. READ MORE

The Great Real Estate Debate

January 25, 2011
There have been improvements in the economy and job growth, but millions of homes remain in foreclosure. READ MORE

Goldstein: CUs serve underserved

February 28, 2011
When it comes to serving the nine million households that are unbanked and the 21 million households that are underbanked, CUs offer a lot of value to their communities. READ MORE

Want to Attract Hispanic Members? Build a Community Presence

June 20, 2011
Several barriers have kept CUs from engaging fully with the Hispanic community. READ MORE

Is the ‘New Normal’ Really That New?

September 12, 2011
Experts predict a “new normal,” where regulations, compliance costs, and business challenges will continue to increase. READ MORE

Member Databases a ‘Gold Mine’

December 19, 2011
Too many CUs either fail to segment or use obsolete segmentation schemes. READ MORE

Which Picture Will CUs Paint?

March 20, 2012
What will the CU movement look like in 2034—the centennial of the first federally chartered credit union? READ MORE

Eliminate Three Barriers To Cooperation

April 01, 2006
Our credit union forefathers were truly visionary in developing the cooperative model. READ MORE

Mortgage Delinquency Picture Improves

August 09, 2012
Nationwide mortgage delinquency rate dropped nearly 9% during the first half of 2012. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Finovate Highlights Industry's Best and Brightest

Look into the Future of Finance

Scenes from FinovateSpring 2013

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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