Articles Tagged with 'debt'

Collections: Use What You Learn

February 20, 2012
Information gleaned during collection efforts can help CUs develop the right repayment plan. READ MORE

CUNA Economist: Expect a Modest Lending Comeback

January 19, 2012
Pent-up consumer demand bodes well for growth in auto loans, credit cards, and purchase money mortgages. READ MORE

What a character!

December 05, 2011
Your CU makes an impression on members with its attitudes, knowledge, outreach, expertise, and reputation. READ MORE

The Growing Student-Debt Burden

September 06, 2011
The statistics on national student loan debt are alarming. READ MORE

Loosening the Purse Strings

August 22, 2011
The recent pause in economic growth has caused many to wonder whether the economy might be headed for a double-dip recession. READ MORE

In This Game of Chicken, We All Lose

August 07, 2011
The political debate over the nation’s debt is staggering in its ineptness and in the toxic partisanship that poisons it. READ MORE

The Pros and Cons of Supplemental Capital

June 21, 2011
Supplemental capital, while a valuable tool, isn't a silver bullet, says CUNA Mutual's John Lass. READ MORE

Consumers Anticipate Jollier Holiday

December 01, 2010
CUNA survey finds consumers plan to spend more this season. READ MORE

Federal Debt and the Risk of a Fiscal Crisis

August 11, 2010
Over the past few years, U.S. government debt held by the public has grown rapidly—to the point that, compared with the total output of the economy, it is now higher than it has ever been except during the period around World War II. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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