Articles Tagged with 'spending'

Where Will You ‘Spend’ the Holidays?

December 24, 2013
Knowing how, why, and where consumers spend will help you help them keep their finances running smoothly. READ MORE

A Recipe for Success

April 15, 2013
What’s cooking at your CU? READ MORE

Fiscal Cliff Deal Should Spur Optimism

January 12, 2013
The fiscal cliff agreement will have a net positive effect on the average American. READ MORE

Dear President Obama…

December 10, 2012
These suggestions aren’t politically palatable, but at least you have options. READ MORE

Falling Off the Fiscal Cliff

November 11, 2012
The aftermath of last year’s debt ceiling impasse in Congress will be $100 billion in automatic spending cuts. READ MORE

Consumers Continue to Feel Sting of Recession

November 25, 2011
Only 19% of consumers report improved finances, while nearly 40% report declining financial conditions compared to last year. READ MORE

Consumers Anticipate Jollier Holiday

December 01, 2010
CUNA survey finds consumers plan to spend more this season. READ MORE

Fixing the Economy

October 26, 2010
In 1932, John Maynard Keynes ignited a debate among economists and policy makers that still burns to this day. In a letter to the Times of London, Keynes proposed using federal deficit spending to reduce the length and severity of the Great Depression. Is that the best approach to tackle today's economic challenges? READ MORE

Consumer Spending Falls 2.8% in 2009

October 11, 2010
Mortgage interest payments and charges fell from $3,890 in 2007 to $3,594 in 2009, evidence of the higher than normal mortgage default rate, falling house prices, lower rates of homeownership, and declining mortgage interest rates over the period. READ MORE

Federal Debt and the Risk of a Fiscal Crisis

August 11, 2010
Over the past few years, U.S. government debt held by the public has grown rapidly—to the point that, compared with the total output of the economy, it is now higher than it has ever been except during the period around World War II. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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