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Articles Tagged with 'unions'

New Rules for Open-End Lending

December 31, 2012
Review policies and procedures to ensure conformance with NCUA’s updated guidance. READ MORE

Shift to Mobile Requires New Approach to Lending

December 28, 2012
More consumers are defined by their connectivity, which changes how they transact financial business. READ MORE

Outsourcing Offers Headache Relief

January 07, 2013
‘We felt we were slaves’ to our in-house core-processing system. READ MORE

Eight Thriving Cottage Industries

January 11, 2013
Cottage industries—businesses that can be started by individuals in their homes—present major lending opportunities for CUs. READ MORE

Building and Defending Our Global Community

February 13, 2013
As a global community with shared values, CUs have the opportunity to learn from each other and the power to speak with one voice. READ MORE

Create a Connection in Congress: Seven Steps

February 13, 2013
Make a big impact on legislators during Hill visits. READ MORE

Five Social Media Insights

February 13, 2013
Filene pilot helps CUs improve their presence on social media. READ MORE

Five Reasons CUs Can’t Afford to Wait on Mobile

February 12, 2013
Members increasingly rely on the mobile channel as their primary form of communication. READ MORE

Latino CU Visionary Leaves Legacy

February 15, 2013
Coopera Founder Warren Morrow connected CUs’ need for growth with Latino communities’ need for dignified financial services. READ MORE

GAC Attracts Heavy Hitters

February 13, 2013
'This is our opportunity to educate and enlighten members of Congress about the value of CUs.’ READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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