While mandated savings may be a tough sell, Americans may need more of a paternalistic, rather than libertarian, approach to get them to save for retirement. READ MORE

Unsecured personal loans led loan growth, followed by credit card loans, adjustable-rate mortgages, used auto loans, and fixed-rate mortgages. READ MORE

CU loans outstanding increased 0.3% during June 2011 compared to a 0.4% increase in May 2011, according to CUNA’s economics and statistics department. READ MORE

CU loans outstanding increased 0.04% during September 2011—their sixth-consecutive month of positive loan growth. READ MORE

CU union loans outstanding increased 0.3% during October 2011, their seventh-consecutive month of positive loan growth, reports CUNA’s economics and statistics department. READ MORE

Also chilling is research regarding consumers’ spending and savings habits. READ MORE

Traditional thinking about what makes a good retirement plan is being questioned. READ MORE

Credit union savings balances grew 0.2% in May compared to a 0.6% decrease in April. READ MORE

Young CU members deposited $21.3 million during CUNA’s National Youth Saving Challenge. READ MORE

The fiscal cliff agreement will have a net positive effect on the average American. READ MORE