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Articles Tagged with 'savings'
Seeking Good Fortune
September 22, 2014
One-third of Americans worry about money all the time.
Soak up the Sun, Sing in the Rain
July 28, 2014
Roughly one-fourth of consumers have no rainy-day fund.
Help Members Conquer Their Financial Fears
April 28, 2014
Retirement remains Americans’ top financial worry.
Members 'Catch the Save Wave' During CU Youth Week
April 22, 2014
CUs encourage kids to set up savings accounts and learn how to manage money.
Help Kids Brush Up on Finances
April 21, 2014
Tooth Fairy offers chance to teach children about smart money habits.
The Perfect Cup of Joe
November 12, 2013
Make your CU a part of members’ daily routine.
Registries Designed for Digital Donors
November 01, 2013
When members open a myBaby, myGrad, or myWedding account, they receive 50 registry cards detailing the online giving process that can be mailed out with invitations or announcements.
Where Does the Time Go?
August 13, 2013
There’s a collective retirement gap among working households that ranges from $6.8 to $14 trillion depending on the financial measure.
‘Get them in Early’
April 25, 2013
‘It’s never too early to learn about money.’
CUs Lend Members a Hand
March 08, 2013
Aside from being the right thing to do, helping members during difficult times builds loyalty—and loyalty builds strong CUs.
Credit Union Magazine
September 2014 digital edition
Apple Pay Will ‘Chew Into’ Interchange Revenue
Highlights from the Joint CUNA Tech/OpSS Council Conference
CUNA Tech/OpSS Conference Concludes
'Speed Rounds' Highlight Host of Innovations
Sievewright: Buckle In for a Transformative Decade
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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