Articles Tagged with 'risk'

Keep the Lid on Lender Liability Losses

May 24, 2012
Reducing exposure to this risk starts with basic due diligence, says CUNA Mutual Group's Jay Isaacson. READ MORE

CFOs Offer Big-Picture Projections

May 01, 2012
How do CFOs view credit unions’ outlook in the months ahead? READ MORE

No CU Is Immune From Employee Dishonesty

April 27, 2012
Many boards aren’t prepared for the financial and reputational impact of embezzlement. Whether your CU is large or small, employee dishonesty doesn't discriminate. READ MORE

Use Social Media Wisely

April 16, 2012
Failure to clearly outline the CU’s social media use expectations through a written policy can significantly increase risk. READ MORE

New Threats Require a New Approach to Risk Management

March 29, 2012
Risk management challenges come in all shapes and sizes, from new forms of fraud to the increased regulatory burden. READ MORE

A Proactive Regulatory Approach

March 20, 2012
New approach by regulator isn't mean to cause undue burden on CUs. READ MORE

Think You Know CPI? Think Again

March 01, 2012
If certain borrowers aren’t insuring collateral, your CU—and your members—bear the risk. READ MORE

Living With Narrow Net Interest Margins

February 16, 2012
In the past, most CUs could generate sufficient net interest to cover operating expenses. For most of us, this is no longer true. READ MORE

Five Questions You Should Ask About FFIEC Compliance

February 08, 2012
Address these questions before implementing a solution to comply with FFIEC’s Internet banking authentication requirements. READ MORE

CU Boosts Business Lending as Banks Retreat

February 06, 2012
CU targets young enterprises and established ventures with new owners. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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