Articles Tagged with 'risk'

Expect a ‘Wild Compliance Ride’ in 2013

November 20, 2012
Compliance often lacks black and white answers, so the ability to interpret rules and assess risk is essential. READ MORE

Optimize Your Card Portfolio: Four Steps

October 04, 2012
Don’t automatically exclude consumers with less-than-perfect credit. READ MORE

Emerging Trends in Risk Rating Models

October 01, 2012
Traditional risk rating models for commercial loans don’t provide the insight needed to succeed today. READ MORE

Mobile Devices Present Workplace Risks

September 04, 2012
The convenience of mobile devices comes with a down side—significant security risks. READ MORE

Enterprise Risk Management Is a Culture, Not a Project

August 23, 2012
ERM is a set of processes designed to create a culture of proactive identification, measurement, and management of risks. READ MORE

Kick the Tires on Your Interest-Rate Risk Model

July 31, 2012
Just like maintaining a vehicle, CUs should review their interest-rate risk models to determine whether current assumptions are appropriate. READ MORE

Four Simple Rules for Balance Sheet Management

July 16, 2012
Large balances sitting in Fed funds have amounted to a painful and mistaken bet on rising interest rates. READ MORE

Avoid the Seven Deadly Sins of Internal Audit

July 12, 2012
Boards and management want an internal audit function that can help the CU attain its objectives. READ MORE

Don’t Let Severe Weather Rain on Your Loan Portfolio

July 06, 2012
Ultimately, CUs want to do more than protect their own assets during storm season. READ MORE

Prepare for Interest-Rate Risk Reg

June 13, 2012
Federally insured credit unions with more than $50 million in assets must comply with the IRR regulation, but federally insured credit unions with less than $10 million in assets are exempt. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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