Average credit card debt per borrower has reached a 10-year low. READ MORE

Employ vigilance to keep retailers from steering consumers toward non-CU debit cards. READ MORE

Many CUs prepare for Bank Transfer Day (Nov. 5) by offering member referral bonuses, promoting the credit union difference, offering prizes and cash-back promotions, and taking other measures. READ MORE

With smart planning and strategic investments, CUs can make the most of this regulatory environment. READ MORE

The Durbin amendment is like a big earthquake: Those closest to the event experience the most severe trauma. Those further away experience less shock but still feel uneasy. READ MORE

Let members choose their own PIN, and get the cards into members’ hands right away. READ MORE

Those not prepared for the move to mobile won’t have a future. READ MORE

One-third of consumers are heavy users of debit, using their cards more than 10 times per month. READ MORE

CUs are no longer just hunkering-down and maintaining the status quo, Hackney says. READ MORE

You don’t need electricity to write a check. READ MORE