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Articles Tagged with 'cards'

Abusive Card Practices Continue With ‘Business Cards’

June 01, 2011
Research shows small businesses and consumers subject to hair-trigger interest rates and unpredictable rate increases. READ MORE

Get a Charge Out of Your Cards

June 07, 2011
Credit card profitability is surprisingly robust for many CUs. READ MORE

CUs Getting Back in the Card Game

May 14, 2012
Seeking increased control and revenue, many CUs are bringing their card programs back in-house. READ MORE

Fraud Liability Adds Urgency to Card Technology Changes

November 16, 2012
CUNA Mutual Group’s Ann Davidson has been preaching the need to migrate to chip technology for more than a year. READ MORE

Optimize Your Card Portfolio

December 12, 2012
Best practices for developing a modern payment program. READ MORE

Coopera Card Designed for Hispanic Community

February 01, 2013
A cardholder could save close to $800 a year by switching to a Coopera Card. READ MORE

Light Bulb Moments

January 21, 2013
‘Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.’ READ MORE

CU Cards On the Upswing

February 01, 2013
CUs boast some of the industry’s lowest credit card interest rates. READ MORE

Worldwide Membership Creates Unique Lending Challenges

January 25, 2013
‘Each country is scored by risk and delinquency experience, and the macro-economic outlook.’ READ MORE

It’s Elementary, My Dear Watson!

January 28, 2013
How might you easily communicate basic features and functions in a welcoming way? READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Scenes from FinovateSpring 2013

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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