Articles Tagged with 'card'

CARD Act Holds Down Rates and Fees

July 21, 2011
Consumers are seeing fewer late fees, eradication of over-limit penalties, and minimal changes to annual fees since the CARD Act's passage. READ MORE

Act Now on Interchange Issue

May 02, 2011
Don't wait for the Fed's final interchange rule or for legislation delaying its implementation to determine how to recoup millions in lost debit interchange income. READ MORE

Compliance Trouble Spots Could be Behind You

March 08, 2011
If you don’t conduct a compliance review, you could quickly be out of compliance. READ MORE

Credit Card Debt Grows for First Time in 27 Months

February 08, 2011
Card balances grew in December for the first time since August 2008. READ MORE

Compliance Q&A: Open-End Loans

December 03, 2010
What's the rule for mailing statements on open-end loans without grace periods? READ MORE

Fed Provides CARD Act Clarification

November 24, 2010
The Fed recently provided another proposal related to the CARD Act. But this one is actually helpful. READ MORE

Fed Proposes Reg Z Amendments

October 21, 2010
The proposal would clarify portions of the Federal Reserve's final rules implementing the Credit Card Accountability Responsibility and Disclosure Act of 2009, which was enacted in May 2009. READ MORE

CARD Act Compliance: The Final Stage

October 10, 2010
The third phase of the Fed's implementation of the CARD Act. READ MORE

Credit Cards: Keep a Lid on Losses

October 01, 2010
Pay attention to your products, the market, and regulations to maintain high credit quality. READ MORE

Compliance Q&A: Online Credit Card Apps

August 02, 2010
Can a credit union take online and telephone credit card applications from applicants under age 21? READ MORE
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