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Articles Tagged with 'card'

CUs Gear Up for Bank Transfer Day

November 04, 2011
Many CUs prepare for Bank Transfer Day (Nov. 5) by offering member referral bonuses, promoting the credit union difference, offering prizes and cash-back promotions, and taking other measures. READ MORE

Delinquency Outlook Favorable in 2012

December 08, 2011
Credit card delinquencies should remain stable in 2012, according to TransUnion. READ MORE

Looking Back: CU Magazine’s Top 12 Articles of 2011

January 06, 2012
Everything from CUNA’s Governmental Affairs Conference in March to the ongoing interchange debate grabbed our readers’ attention during 2011. READ MORE

Eight CUs Will Introduce Coopera Card

February 02, 2012
Card will help CUs ease Hispanic consumers’ entry into the financial mainstream. READ MORE

Will EMV Chips Reduce Card Fraud?

May 21, 2012
Major credit card firms are trying to transition to a more secure card. READ MORE

Credit Card Users Making Timelier Payments

May 25, 2012
A new report suggests the credit card marketplace continues to recover from the problems it faced during the Great Recession. READ MORE

Boost Members’ Debit Card Use

June 28, 2012
Let members choose their own PIN, and get the cards into members’ hands right away. READ MORE

Credit Cards: Learn From the Best-Run Programs

July 11, 2012
CUs can improve their card programs by boosting efficiency, improving marketing, and avoiding common mistakes. READ MORE

CFPB Outlines Card Marketing Guidelines

July 25, 2012
Banks' high-pressure tactics’ on credit card add-on products lead to CFPB’s first enforcement action. READ MORE

Optimize Your Card Portfolio: Four Steps

October 04, 2012
Don’t automatically exclude consumers with less-than-perfect credit. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Identify & Monitor Indirect Auto Lending Risks

Help Us Celebrate the CU Movement's Rock Stars

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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