Articles Tagged with 'card'

Survey: Young Credit Card Users are Better Credit Risks

December 07, 2013
Those who obtain credit cards early in life tend to be better credit risks in the long-term. READ MORE

Don’t Pinch Pennies on Credit Lines

August 08, 2013
Adjusting credit lines requires continuous monitoring of members’ credit scores. READ MORE

Growing Card Use Bodes Well for CUs

July 18, 2013
CUs’ credit card loans outstanding grew 5.7% during 2012, up from 3.9% in 2011 and 3.1% in 2010. READ MORE

Special Report: Eighth Annual Underbanked Financial Services Forum

June 10, 2013
‘Our focus is on the consumer’s need to borrow, spend, save, and plan better.’ READ MORE

Report: Older Americans Running Up Credit Card Debt

June 10, 2013
One-fourth of older households have taken on credit card debt to help other family members. READ MORE

Why You Shouldn’t Take Financial Advice from Justin Bieber

April 22, 2013
Many CUs use prepaid cards as a transition to mainstream products. READ MORE

Olympia Beer Fans Get Carded

March 18, 2013
The “Oly Gold” card taps into Olympia’s strong regional identity, which made it a Hollywood product placement hit in the 1960s and ’70s. READ MORE

EMV is coming to the U.S.

March 08, 2013
The EMV (Europay, MasterCard, and Visa) standard serves as the backbone for future payment technologies. READ MORE

CU Cards On the Upswing

February 01, 2013
CUs boast some of the industry’s lowest credit card interest rates. READ MORE

Look Outside the CU Movement for Rewards Inspiration

December 28, 2012
Nearly 90% of U.S. consumers participate in some type of rewards program. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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