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Articles Tagged with 'consumers'

Word-of-Mouth Is Powerful Marketing

July 29, 2010
Marketers may spend millions of dollars on elaborate ad campaigns, but often what really influences consumers is what they hear from a trusted source. READ MORE

Fiserv Launches New Revenue Expansion Program

September 07, 2010
Fiserv Inc. unveiled a Revenue Expansion program, a solutions roadmap designed specifically to help credit unions affected by Regulation E. READ MORE

NRF Forecasts 2.3% Holiday Sales Increase

October 18, 2010
After a ho-hum 2009 and a disastrous 2008, holiday retail sales are expected to increase 2.3% this year to $447.1 billion, according to the National Retail Federation. READ MORE

Fed Proposes Reg Z Amendments

October 21, 2010
The proposal would clarify portions of the Federal Reserve's final rules implementing the Credit Card Accountability Responsibility and Disclosure Act of 2009, which was enacted in May 2009. READ MORE

Maine CUs Fill Void with Fuel Assistance

February 15, 2011
Maine CUs help state residents following the closure of a utility company. READ MORE

New Web Tool Will Help CUs Grow Membership

February 16, 2011
New tool will help tell the CU story and encourage consumers nationwide to join CUs. READ MORE

Develop 'Flash Foresight'

May 04, 2011
Four principles can lead to flash foresight results. READ MORE

Why People Change PFIs

June 01, 2011
Price, products, and proximity aren't the main reasons people change financial institutions. READ MORE

Pay-Downs, Not Charge-Offs, Drive Lower Credit Card Balances

July 29, 2011
Average credit card debt per borrower has reached a 10-year low. READ MORE

Mobile Apps, Rewards Top Finovate Agenda

September 22, 2011
New mobile applications and fresh spins on consumer and merchant rewards programs dominated much of the discussion during FinovateFall in New York City. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Finovate Unveils Best of Show Winners

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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