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Articles Tagged with 'economic'
ERM: A Measure of Certainty in Uncertain Times
March 06, 2013
Four pieces of armor will protect CUs: governance independence, analytics, board involvement, and reporting frequency.
Adapt to Change for Community CU Success
March 01, 2013
Gulf Coast Community Federal CU was among four CUs awarded in 2012 by CUNA.
State of the Economy: Slow growth, but uncertainty still prevails
February 26, 2013
During a breakout session Tuesday, CUNA economists Mike Schenk and Steve Rick, joined by NCUA Chief Economist John Worth, examined current economic trends.
Stay Informed with Trusted Resources
January 28, 2013
CUNA offers resources so CUs can stay nimble in the constantly changing environment.
Be Sure to Plan for the ‘Outlier’
December 03, 2012
Economists’ predictions represent the most likely scenario—one that’s highly likely to be...wrong.
A Passageway to Prosperity
June 01, 2012
Never forget that credit unions—above all other financial services providers—serve as a bridge from economic challenge to economic opportunity for millions of American consumers and their families.
'Behind the Beautiful Forevers'
April 23, 2012
It has become increasingly common in the U.S. to blame the least among us, as well as those who have suffered most from the Great Recession, for their own problems.
‘Behind the Beautiful Forevers’
April 08, 2012
Social and economic conditions plaguing millions are due to complexities and dynamics that too often are misunderstood.
Mortgage Delinquencies Edge Up During Fourth Quarter
February 15, 2012
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal.
CUNA Mutual Reports Strong Financials
November 17, 2011
Despite continuing economic pressures, CUNA Mutual Group posted a strong performance in key financial measures through the third quarter of 2011.
Credit Union Magazine
October 2014 digital edition
Apple Pay Will ‘Chew Into’ Interchange Revenue
CUNA Tech/OpSS Conference Concludes
Sievewright: Buckle In for a Transformative Decade
Three Components to Meaningful Conversations
Illuminate the Frequency of Fraud
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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