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Articles Tagged with 'interchange'

Strategies for Fading Fee Income

May 01, 2011
Don't wait for the Fed's final interchange rule or legislative action to prepare for lost fee income. READ MORE

Act Now on Interchange Issue

May 02, 2011
Don't wait for the Fed's final interchange rule or for legislation delaying its implementation to determine how to recoup millions in lost debit interchange income. READ MORE

Keep an Eye on July

June 05, 2011
The final rules on debit interchange fees take effect in July barring any legislative delays. READ MORE

CUNA’s Interchange Push

June 24, 2011
Job one: Preserve as much fee income as possible. READ MORE

Cheney ‘Deeply Disappointed’ Over Interchange Vote

June 09, 2011
The Senate on Wednesday rejected an amendment from Sens. Jon Tester, D-Mont., and Bob Corker, R-Tenn., that would have delayed implementation of the Federal Reserve’s debit card interchange fee cap. READ MORE

Cheney: State of CUs is ‘Extremely Good’

June 21, 2011
CUs must be consistent in their messages to Congress. READ MORE

Interchange By the Numbers

July 01, 2011
Our ultimate goal is to protect CUs’ ability to continue offering members affordable financial products. READ MORE

Cheney: ‘The Fed Clearly Listened to CUs’

July 01, 2011
‘Tireless effort’ of CUs, leagues, and CUNA sent a clear message to the Fed. READ MORE

Interchange: A Coda

August 08, 2011
On June 29, the Federal Reserve Board of Governors adopted its debit interchange final rule, described (by some) as "surprising" and by others as "infuriating." READ MORE

CUs Dodge a Cannonball

August 01, 2011
CUs that offer debit card programs dodged a cannonball with the new interchange rule the Federal Reserve adopted June 29. READ MORE
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In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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