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Articles Tagged with 'issuers'

Panel Outlines How Interchange Provision Will Affect CUs

July 13, 2010
It would be a shame if legislation aimed at protecting consumers instead causes transaction fees and the end of free checking. READ MORE

Minimizing the Impact Of Interchange Provisions

August 19, 2010
While small issuers won't be covered by the Fed's rule on interchange fees, they'll still be affected by it. READ MORE

The Dodd-Frank Act

October 01, 2010
The Dodd-Frank Act creates hundreds of new rules. How many will affect CUs? READ MORE

Ten Credit Card Predictions for 2011

January 04, 2011
In 2011, credit card issuers will find new ways to manage risks, add new accounts, and increase revenue while cardholders continue to pay down their balances. READ MORE

After the CARD Act

May 27, 2011
The industry has seen significant improvements since the legislation went into effect. But card issuers are finding new ways to recoup lost revenue. READ MORE

Abusive Card Practices Continue With ‘Business Cards’

June 01, 2011
Research shows small businesses and consumers subject to hair-trigger interest rates and unpredictable rate increases. READ MORE

Cheney: ‘The Fed Clearly Listened to CUs’

July 01, 2011
‘Tireless effort’ of CUs, leagues, and CUNA sent a clear message to the Fed. READ MORE

CUs Dodge a Cannonball

August 01, 2011
CUs that offer debit card programs dodged a cannonball with the new interchange rule the Federal Reserve adopted June 29. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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