Articles Tagged with 'mortgages'

Reg Z Revisited, Again

May 18, 2011
Still more clarification is needed on the Fed's Reg Z changes. READ MORE

CU New Auto Loans Decline 1.8% During December

February 19, 2011
Also on the decline: ARMs and HELOCs. READ MORE

Personal Loans Lead Growth During Tepid Lending Month

January 05, 2011
There weren't many lending bright spots for CUs overall in November, according to CUNA's economics and statistics department. READ MORE

CU Loans See October Decline

December 08, 2010
CU loans outstanding decreased 0.2% during October 2010 compared to a decrease of 0.1% during September, according to CUNA's economics and statistics department. READ MORE

CU Loans Experience Slight Decline

November 08, 2010
CU loans outstanding decreased 0.1% during September 2010. READ MORE

Managing Your Crop of Loans

November 01, 2010

Position your credit union to withstand increased dividend costs when rates rise.

READ MORE

OK to Walk Away?

October 25, 2010
As the housing market continues to flounder in many parts of the country, 21% of homeowners say they owe more on their mortgages than their homes are worth, survey says. READ MORE

Used-Auto Loans Fuel Growth

October 05, 2010
Used-auto loans grew 1%, followed by unsecured personal loans and credit card loans. READ MORE

Rates & Ratios: CU Loans Stagnate

September 03, 2010
Fixed-rate mortgages led loan growth, increasing 0.8%, according to CUNA's economics and statistics department. READ MORE

Real Estate at a Crossroads?

September 01, 2010
CUs are continuing with strong underwriting standards while helping members as much as possible to stay in their homes. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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