Icon Icon Icon Icon
Forgot your password?
Home » mortgages

Articles Tagged with 'mortgages'

The Generational Debt Gap

February 22, 2012
Study provides insights into the debts and credit scores of four key age groups. READ MORE

Rates & Ratios: Cards Lead Loan Decline

March 05, 2012
CU loans outstanding decreased 0.2% during January 2012 compared to a 0.4% increase in December 2011. READ MORE

Rates & Ratios: Savings Outpace Loans During February

April 16, 2012
Adjustable-rate mortgages lead loan growth at 0.7%, followed by fixed-rate mortgages, which grew 0.4%. READ MORE

Rates & Ratios: CU Assets Reach Milestone

May 04, 2012
CU assets pass the $1 trillion mark for the first time. JP Morgan Chase Bank, in comparison, has $1.8 trillion in assets. READ MORE

Rates & Ratios: CU Savings Decline During April

June 10, 2012
CU loans outstanding grew 0.4% during April, led by adjustable-rate mortgages, unsecured personal loans, and used auto loans, according to CUNA’s economics and statistics department. READ MORE

Rates & Ratios: CUs Report Uptick in Loans

July 03, 2012
Credit union savings balances grew 0.2% in May compared to a 0.6% decrease in April. READ MORE

Auto Loan Delinquencies Fall to All-Time Lows

September 12, 2012
Asset quality remains high despite increases in nonprime auto loans. READ MORE

CUs Looking for Lending Uptick in 2013

January 06, 2013
Credit unions expect modest loan growth this year as the economy improves. READ MORE

CFPB Adds to Stack of Mortgage Rules

February 28, 2013
In mid-January, the CFPB opened the floodgates, and mortgage lending rules began gushing out. READ MORE

High-Cost vs. Higher-Priced

May 08, 2013
Mortgages that fall into the high-cost or higher-priced category have certain restrictions and requirements, so it’s important to understand what they are. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Look into the Future of Finance

'Tolerate Failure'

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

Your Say: What's Your Favorite Social Media Channel?

View Results Poll Archive

RSS