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Articles Tagged with 'capital'

‘Want Some Basel in Your Soup?’

December 18, 2012
When I first heard of Basel III, I thought it was a genetic mutation of a plant I often put on homemade pizza. READ MORE

CUNA Seeks Support for CU Charter Enhancement

February 05, 2013
CUNA reports bipartisan support from Senate Banking Committee members. READ MORE

GAC Attracts Heavy Hitters

February 13, 2013
'This is our opportunity to educate and enlighten members of Congress about the value of CUs.’ READ MORE

Corporate CU Assessments Handcuff Growth, Prompt Cutbacks

March 03, 2013
CU executives hope NCUA Corporate Stabilization Fund assessments will help keep the CU movement healthy in the long term. READ MORE

Reps. King, Sherman Introduce Supplemental Capital Bill

February 14, 2013
Bill provides recognition that ‘capital is king’ at financial institutions. READ MORE

CUNA Redoubles Efforts to Reduce Regulatory Burden

February 28, 2013
Excessive regulations sap CUs’ ability to be innovative. READ MORE

ERM: A Measure of Certainty in Uncertain Times

March 06, 2013
Four pieces of armor will protect CUs: governance independence, analytics, board involvement, and reporting frequency. READ MORE

CUNA: Banks’ Attack On CU Bill Misfires

March 12, 2013
Supplemental capital bill for CUs is very balanced. READ MORE

Supplemental Capital Would Benefit CUs, Local Communities

April 01, 2013
Deposits keep flowing into CUs due to consumers’ flight to safety. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

The Bottom Line About Branding

Are You Selling Products—Or Helping Members Achieve Their Goals?

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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