Credit unions should prepare for an extended deposit-rich, low-rate, low-credit-demand environment for the next 12 to 24 months. READ MORE

NCUA's proposal to change the corporate system structure will affect corporates' business model and its expectations of credit unions. READ MORE

CUs worldwide are struggling to generate sufficient capital from retained earnings. Alternative capital could help. READ MORE

Is your balance sheet well-positioned if interest rates were to begin rising tomorrow? READ MORE

Fallout from the economic crisis increases the need for alternative capital. Even well-capitalized CUs are limiting growth due to fear of capital constraints. But to use alternative capital, CUs would have to demonstrate management savvy and discipline. READ MORE

Alternative, or supplemental, capital could allow credit unions to raise money from outside the institution and use it as a capital buffer. READ MORE

Corporates with small balance sheets and small capital requirements are most likely to succeed. READ MORE

NCUA will establish 'bridge corporates' to ensure the important services by the five conserved corporates to natural person credit unions regarding payments and settlement aren't disrupted. READ MORE

CUNA urges Congress to take another look at the interchange provision and its impact on smaller institutions. READ MORE

Giving CUs access to supplemental capital is an important issue as policymakers aim to avoid future financial crises by strengthening financial institutions’ capital requirements. READ MORE