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Articles Tagged with 'investment'
Housing: Residence or Investment?
June 01, 2014
Americans favor real estate as the best long-term investment.
Regulatory Compliance for Investments
July 31, 2013
CUNA expects NCUA to issue additional guidance on how to comply with its new investment rules.
Tell, Don't Sell
May 27, 2013
'Fees' not necessarily a four-letter word when linked with member-friendly services.
Are You Selling Products—Or Helping Members Achieve Their Goals?
May 14, 2013
Plumbing experiment shows the value of trusted advice.
Help Members Navigate Investment Waters
July 24, 2012
Members crave unbiased information from an institution they trust.
Make Information Actionable!
July 23, 2012
You can’t accomplish your mission without the right data.
Four Simple Rules for Balance Sheet Management
July 16, 2012
Large balances sitting in Fed funds have amounted to a painful and mistaken bet on rising interest rates.
Living With Narrow Net Interest Margins
February 16, 2012
In the past, most CUs could generate sufficient net interest to cover operating expenses. For most of us, this is no longer true.
Enhance Your CU’s Investment Portfolio
October 07, 2011
CU leaders should set aside personal investment biases and change their investment styles to build a solid investment portfolio.
Investment Services Cement Member Relationships
July 13, 2011
Retail investment services give members access to the advisory and brokerage options they need.
Credit Union Magazine
August 2014 digital edition
To Add Members, Think ‘Bold’ and ‘Local’
Know the Signs of Workplace Fraud
HELOC ‘End of Draw’ Periods Could Create ‘Financial Shock’ for Consumers
CUs Plan Hiring, Pay Increases
Avoid the Compliance Pitfalls of Social Media Advertising
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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