Articles Tagged with 'loans'

Reg Z Revisited, Again

May 18, 2011
Still more clarification is needed on the Fed's Reg Z changes. READ MORE

Unsecured Loans Lead Overall Decline

April 05, 2011
Credit card, unsecured personal loans each declined 1.8% during February, leading to an overall loan decline of 0.4%. READ MORE

Looking for a Lending Rebound

March 31, 2011
Take advantage of the few opportunities today's economy offers, including low rates and refinancing opportunities. READ MORE

Financial Picture Brightens for CUs

March 15, 2011
CUs expand earnings and control delinquencies and charge-offs. READ MORE

Rates & Ratios: CU Loans Continue Decline

March 04, 2011
CU loans outstanding decreased 0.7% during January 2011. READ MORE

Build a Solid Mortgage Foundation

February 21, 2011
Vendors see mortgage opportunities for CUs--ones the big banks and mortgage brokers let slip away. READ MORE

CU New Auto Loans Decline 1.8% During December

February 19, 2011
Also on the decline: ARMs and HELOCs. READ MORE

Personal Loans Lead Growth During Tepid Lending Month

January 05, 2011
There weren't many lending bright spots for CUs overall in November, according to CUNA's economics and statistics department. READ MORE

CU Develops Workplace-Based Payday Loan Alternative

December 20, 2010
NorthCountry FCU finds that reaching members of modest means requires moving beyond traditional lending methods. READ MORE

Fed Proposes New Consumer Protection Regs

December 14, 2010
The proposed rules would amend Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) to implement a provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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