Articles Tagged with 'loans'

Rates & Ratios: CU Loans Stagnate During November

January 11, 2012
Total CU savings increased 0.2% in November, compared to a 0.1% decrease in October. READ MORE

Matz: NCUA Exams Will Focus on Lending Risks

January 10, 2012
Continued high unemployment and low real estate values will put pressure on CU loan portfolios. READ MORE

Rates & Ratios: CU Loans Continue to Climb

December 10, 2011
CU union loans outstanding increased 0.3% during October 2011, their seventh-consecutive month of positive loan growth, reports CUNA’s economics and statistics department. READ MORE

Consider Members’ Stories  When Making Loan Decisions

November 22, 2011
Members' stories can play a key role in loan decisions, CEOs agree. READ MORE

Rates & Ratios: CUs See Sixth-Straight Month of Loan Growth

November 01, 2011
CU loans outstanding increased 0.04% during September 2011—their sixth-consecutive month of positive loan growth. READ MORE

Q2 Financials Inch Higher

October 10, 2011
The jobless recovery lumbers on, with incremental shifts in the economic outlook. READ MORE

What’s That Roaring Sound?

September 12, 2011
An obscure book of business just a few years ago, student loan debt has roared past credit card debt and will surpass $1 trillion this year. READ MORE

Students Weigh Higher Education Options

September 06, 2011
Higher education tuition and fees have more than doubled since 2000—a rate faster than real estate appreciation during the housing bubble. READ MORE

Rates & Ratios: Mortgages Lead June Loan Growth

August 08, 2011
CU loans outstanding increased 0.3% during June 2011 compared to a 0.4% increase in May 2011, according to CUNA’s economics and statistics department. READ MORE

Payday Lending

July 18, 2011
CUs aren’t waiting for the new Consumer Financial Protection Bureau to change how payday lenders operate. Instead, they’re offering financially distressed consumers affordable borrowing options. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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