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Articles Tagged with 'loans'
Rates & Ratios: CU Assets Reach Milestone
May 04, 2012
CU assets pass the $1 trillion mark for the first time. JP Morgan Chase Bank, in comparison, has $1.8 trillion in assets.
Profile: Angela Weekley
April 17, 2012
Establishing personal connections and relationships is crucial when working with nontraditional communities.
Rates & Ratios: Savings Outpace Loans During February
April 16, 2012
Adjustable-rate mortgages lead loan growth at 0.7%, followed by fixed-rate mortgages, which grew 0.4%.
How to Get Started in Lifestyle Lending
April 13, 2012
Lifestyle loans support local retailers, medical providers, and businesses by providing financing to their patients and customers.
Grow Wallet Share With Predictive Selling
April 01, 2012
CUs need to shed old mindsets and embrace sales as a way to serve members.
Rates & Ratios: Cards Lead Loan Decline
March 05, 2012
CU loans outstanding decreased 0.2% during January 2012 compared to a 0.4% increase in December 2011.
Consistency is Crucial in Member Interactions
February 14, 2012
CU’s success is rooted in efforts to gain market share, build member awareness, and implement branding consistency.
Rates & Ratios: Holiday Season Good for CU Credit Cards
February 01, 2012
CU loans outstanding grew roughly 0.4% during December, led by a 2.4% increase in credit card balances, CUNA reports.
Handle Medical Information With Care
February 01, 2012
The Fair Credit Reporting Act limits consumer reporting agencies' ability to furnish reports containing consumers' medical information.
January 20, 2012
Top-notch lending requires seeing the potential for growth where others might settle for business as usual.
Credit Union Magazine
September 2014 digital edition
Leadership Q&A: Brandon Michaels
Set Up New Hires for Success: Seven Steps
Guide Members to Financial Health
Transforming the Branch Manager
Make Your Advertising Count
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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