Articles Tagged with 'loans'

Profile: Angela Weekley

April 17, 2012
Establishing personal connections and relationships is crucial when working with nontraditional communities. READ MORE

Rates & Ratios: Savings Outpace Loans During February

April 16, 2012
Adjustable-rate mortgages lead loan growth at 0.7%, followed by fixed-rate mortgages, which grew 0.4%. READ MORE

How to Get Started in Lifestyle Lending

April 13, 2012
Lifestyle loans support local retailers, medical providers, and businesses by providing financing to their patients and customers. READ MORE

Grow Wallet Share With Predictive Selling

April 01, 2012
CUs need to shed old mindsets and embrace sales as a way to serve members. READ MORE

Rates & Ratios: Cards Lead Loan Decline

March 05, 2012
CU loans outstanding decreased 0.2% during January 2012 compared to a 0.4% increase in December 2011. READ MORE

Consistency is Crucial in Member Interactions

February 14, 2012
CU’s success is rooted in efforts to gain market share, build member awareness, and implement branding consistency. READ MORE

Rates & Ratios: Holiday Season Good for CU Credit Cards

February 01, 2012
CU loans outstanding grew roughly 0.4% during December, led by a 2.4% increase in credit card balances, CUNA reports. READ MORE

Handle Medical Information With Care

February 01, 2012
The Fair Credit Reporting Act limits consumer reporting agencies' ability to furnish reports containing consumers' medical information. READ MORE

Enlightened Lending

January 20, 2012
Top-notch lending requires seeing the potential for growth where others might settle for business as usual. READ MORE

CUNA Economist: Expect a Modest Lending Comeback

January 19, 2012
Pent-up consumer demand bodes well for growth in auto loans, credit cards, and purchase money mortgages. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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