Articles Tagged with 'loans'

CU Sees Rise of Asian Americans

August 10, 2012
Asian Americans are the nation’s highest-income, best-educated racial group, research center reports. READ MORE

Keep Up With Gen Y Trends

August 08, 2012
Gen Y can be a lucrative market in ways previous generations weren’t. READ MORE

Librarian in a Hard Hat

August 01, 2012
This week’s Research Roundup examines student loans, a possible mortgage crisis for older Americans, and more. READ MORE

Why Do CUs Offer Green Loans?

July 10, 2012
The decision to finance green initiatives involves the convergence of several factors, says a Filene report. READ MORE

Rates & Ratios: CUs Report Uptick in Loans

July 03, 2012
Credit union savings balances grew 0.2% in May compared to a 0.6% decrease in April. READ MORE

CUs Growing Green

July 01, 2012
Green lending is relatively new at credit unions, and data about it is limited. READ MORE

Rates & Ratios: CU Savings Decline During April

June 10, 2012
CU loans outstanding grew 0.4% during April, led by adjustable-rate mortgages, unsecured personal loans, and used auto loans, according to CUNA’s economics and statistics department. READ MORE

The Pros and Cons of Loan Automation

June 01, 2012
Retain the human touch, eliminate irregularities and improve loan efficiency. READ MORE

Expect a Modest Lending Comeback

June 01, 2012
Credit unions can expect loans outstanding to grow, fueled by an improving economy, the resulting job growth, and rising consumer confidence. READ MORE

Rates & Ratios: CU Assets Reach Milestone

May 04, 2012
CU assets pass the $1 trillion mark for the first time. JP Morgan Chase Bank, in comparison, has $1.8 trillion in assets. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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