Articles Tagged with 'loans'

CU Cards On the Upswing

February 01, 2013
CUs boast some of the industry’s lowest credit card interest rates. READ MORE

Teamwork, Sales Focus Lead to Mortgage Success

January 22, 2013
Incentives, competitive rates, new products, and community partnerships, also grow loan volume. READ MORE

Proactive Lenders Succeed Even in Tough Times

January 22, 2013
Passive lenders simply wait for tough times to pass when the economy or other events cause lending to lag. READ MORE

Eight Thriving Cottage Industries

January 11, 2013
Cottage industries—businesses that can be started by individuals in their homes—present major lending opportunities for CUs. READ MORE

Use Extra Due Diligence for Business Loan Participations

January 01, 2013
Business loan process requires a high level of detail. READ MORE

Student Loans Show Potential

January 01, 2013
Student loans offer opportunities for income and provide an affordable way for members to send their children to college. READ MORE

The Promise and Peril of Subprime Lending

January 01, 2013
CUs are ‘stabbing each other in the back’ with low-rate auto loans for top-tier members. READ MORE

Innovative CUs Draw Up New Lending Approaches

December 27, 2012
Lending innovators spot—and act on—opportunities to make loans and boost the bottom line. READ MORE

Training Helps Create ‘Extreme Lending’ Success

December 21, 2012
'We wanted to develop consultative, lasting member relationships for a lifetime.' READ MORE

Four Hands, 88 Keys

December 04, 2012
Consider the value of your partnerships, and realize it takes two to succeed. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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