Articles Tagged with 'loans'

Regain Your Share of Members' Loans

August 17, 2013
Dedicate more resources to analyzing loan denials. READ MORE

Cut Through the Fog

July 15, 2013
Be a lighthouse to help members navigate to successful financial outcomes. READ MORE

Special Report: Eighth Annual Underbanked Financial Services Forum

June 10, 2013
‘Our focus is on the consumer’s need to borrow, spend, save, and plan better.’ READ MORE

The Return of the Borrower

June 07, 2013
Expect CU loan balances grow 5% to 6% in 2013—and even faster in 2014. READ MORE

Confusion Reigns Over Student Loan Costs

May 26, 2013
Half of high school seniors don’t understand the cost and terms of student loans. READ MORE

Student Loans: Understand the Financial Aid Timeline

May 09, 2013
Market your private student loan program early; preferably in May. READ MORE

Move Members from the Showroom to Your Lobby

April 24, 2013
Use data from indirect loan applications to start your discussion with new members. READ MORE

A Source of Inspiration

April 22, 2013
‘Education brings about opportunity, and in turn inspiration.’ READ MORE

Forward-Thinking Lending Approach Invigorates California CU

March 21, 2013
First Imperial CU booked more than $1 million in loans, opened 330 "second-chance" checking accounts, and increased membership by 17%. READ MORE

Watching Paint Dry Can Be Palatable

February 18, 2013
Preparedness is important, but unanticipated variables ultimately come into play. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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