Articles Tagged with 'loans'

CU Loans See October Decline

December 08, 2010
CU loans outstanding decreased 0.2% during October 2010 compared to a decrease of 0.1% during September, according to CUNA's economics and statistics department. READ MORE

NewSolutions: A Core That Zings

December 01, 2010
Bay Ridge FCU races through participation lending with NewSolutions. READ MORE

Service With Passion and Compassion

December 01, 2010
Michael Bittle knew it wouldn’t be an ordinary day at the office as he drove to work on Monday, May 3. READ MORE

Demand for Loan Modifications Continues

November 24, 2010
Although the economy and housing markets show signs of improvement, many CUs face a slew of requests from members to modify loans and consumer debt, particularly mortgages. READ MORE

NCUA Initiates Pilot Loss Share Program

November 18, 2010

The NCUA Board authorized the creation of a Loss Share Pilot Program as a potential option for resolving large, complex problem credit unions at the lowest cost to the National Credit Union Share Insurance Fund.

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CU Loans Experience Slight Decline

November 08, 2010
CU loans outstanding decreased 0.1% during September 2010. READ MORE

Forge Small Business Relationships: Five Strategies

October 28, 2010
Banking industry turmoil and tighter lending standards present incredible opportunities for CUs in the small business lending arena. READ MORE

Mortgage Lending is Smooth Sailing for Shipbuilders CU

October 12, 2010
A strategic partnership helps the CU adapt to market changes, offer a competitive set of mortgage products, and differentiate itself through exceptional member service. READ MORE

Used-Auto Loans Fuel Growth

October 05, 2010
Used-auto loans grew 1%, followed by unsecured personal loans and credit card loans. READ MORE

Lender Pleads Guilty in $80 Million Ponzi Scheme

September 22, 2010
A 40-year-old Lakeville, Minn., man pleaded guilty in federal court to operating a Ponzi scheme that defrauded at least 17 lenders out of $79 million. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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