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Articles Tagged with 'loans'

Watching Paint Dry Can Be Palatable

February 18, 2013
Preparedness is important, but unanticipated variables ultimately come into play. READ MORE

Move Members from the Showroom to Your Lobby

April 24, 2013
Use data from indirect loan applications to start your discussion with new members. READ MORE

A Source of Inspiration

April 22, 2013
‘Education brings about opportunity, and in turn inspiration.’ READ MORE

The Return of the Borrower

June 07, 2013
Expect CU loan balances grow 5% to 6% in 2013—and even faster in 2014. READ MORE

Confusion Reigns Over Student Loan Costs

May 26, 2013
Half of high school seniors don’t understand the cost and terms of student loans. READ MORE

Student Loans: Understand the Financial Aid Timeline

May 09, 2013
Market your private student loan program early; preferably in May. READ MORE

Special Report: Eighth Annual Underbanked Financial Services Forum

June 10, 2013
‘Our focus is on the consumer’s need to borrow, spend, save, and plan better.’ READ MORE
June 13 Cover

Credit Union Magazine

• June digital edition

June 2013

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Recent Discussion

We utilized this product for a few months right now, but it doesn't seem to have much value in comparison to our other online tools. Good concept, works well. It just seems that our membership is not interested.

You make a good point, Wally. I should have caught that one. I'll take that out tidbit.

According to the article, "Bankrate.com examined 56 high-yield checking accounts...and found the average annual percentage yield (APY) to be 1.64%—nearly 33% higher than the average interest-bearing checking account (0.05%)." By a show of hands, who thinks a 1.64% APY is only roughly 33% higher than a 0.05% APY? Hmmm...

Steve, As always, the E-Scan provides key strategic insights for credit unions to consider. When it comes to reaching Generation Y (trend number 10), one of the best things credit unions can do is to target mom and dad. Research indicates that most young people start their first "bank" experience where their parents recommend. So to reach Gen. Y, go after mom and dad. Mark

Ed, this is correct: 100% is a 1-to-1 relationship, not 1%, which is a 1 to 100 relationship.

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