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Articles Tagged with 'rates'

 CU Financials Show Improvement

September 01, 2012
In the first half of 2012 credit unions reported improving financial results. READ MORE

Should We Be Concerned About Liquidity?

December 10, 2012
Your contingency plan should include prioritizing the assets you could sell to fund liquidity. READ MORE

Auto Loan Delinquencies On the Rise

December 05, 2012
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases. READ MORE

Housing Is Staging a Comeback

January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013. READ MORE

Which State Has the Highest Deposit Rates?

January 23, 2013
The national average for deposit rates is 0.35%. READ MORE

Lose the Recessionary Mindset, but Monitor Housing Market Closely

April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever. READ MORE
June 13 Cover

Credit Union Magazine

• June digital edition

June 2013

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What's Popular

Popular Stories

Serving Low-Income Populations Requires Innovation

Why Should CUs Care about Immigration Reform?

Reach the Underserved

How to Build Community Partners

Small CUs Seek Ways to Work Together

Recent Discussion

We utilized this product for a few months right now, but it doesn't seem to have much value in comparison to our other online tools. Good concept, works well. It just seems that our membership is not interested.

You make a good point, Wally. I should have caught that one. I'll take that out tidbit.

According to the article, "Bankrate.com examined 56 high-yield checking accounts...and found the average annual percentage yield (APY) to be 1.64%—nearly 33% higher than the average interest-bearing checking account (0.05%)." By a show of hands, who thinks a 1.64% APY is only roughly 33% higher than a 0.05% APY? Hmmm...

Steve, As always, the E-Scan provides key strategic insights for credit unions to consider. When it comes to reaching Generation Y (trend number 10), one of the best things credit unions can do is to target mom and dad. Research indicates that most young people start their first "bank" experience where their parents recommend. So to reach Gen. Y, go after mom and dad. Mark

Ed, this is correct: 100% is a 1-to-1 relationship, not 1%, which is a 1 to 100 relationship.

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