Articles Tagged with 'rates'

CUs Benefit All Consumers

March 06, 2014
American consumers benefit to the tune of $8.5 billion due to CUs' presence in the marketplace. READ MORE

A New Year’s Hangover for Mortgage Originations?

February 17, 2014
Four strategies for success in the post ability to repay/qualified mortgage world. READ MORE

A Tale of Two Movements

February 04, 2014
As a group, small CUs face shrinking membership and loan growth. READ MORE

Lose the Recessionary Mindset, but Monitor Housing Market Closely

April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever. READ MORE

Which State Has the Highest Deposit Rates?

January 23, 2013
The national average for deposit rates is 0.35%. READ MORE

Housing Is Staging a Comeback

January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013. READ MORE

Should We Be Concerned About Liquidity?

December 10, 2012
Your contingency plan should include prioritizing the assets you could sell to fund liquidity. READ MORE

Auto Loan Delinquencies On the Rise

December 05, 2012
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases. READ MORE

 CU Financials Show Improvement

September 01, 2012
In the first half of 2012 credit unions reported improving financial results. READ MORE

A Balance Sheet Balancing Act

April 11, 2012
It doesn't take a mind reader to know one of the top questions facing CUs: “Will we be able to increase lending this year?” READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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