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Articles Tagged with 'rates'
Lose the Recessionary Mindset, but Monitor Housing Market Closely
April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever.
Which State Has the Highest Deposit Rates?
January 23, 2013
The national average for deposit rates is 0.35%.
Housing Is Staging a Comeback
January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013.
Should We Be Concerned About Liquidity?
December 10, 2012
Your contingency plan should include prioritizing the assets you could sell to fund liquidity.
Auto Loan Delinquencies On the Rise
December 05, 2012
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases.
CU Financials Show Improvement
September 01, 2012
In the first half of 2012 credit unions reported improving financial results.
A Balance Sheet Balancing Act
April 11, 2012
It doesn't take a mind reader to know one of the top questions facing CUs: “Will we be able to increase lending this year?”
Living With Narrow Net Interest Margins
February 16, 2012
In the past, most CUs could generate sufficient net interest to cover operating expenses. For most of us, this is no longer true.
Artificial Intelligence Is Better Than None
January 24, 2012
Economists predict housing sales will be flat, small-business optimism will remain low, and jobs will be scarcer than a rotary phone.
ALM Helps CUs Tough It Out
June 02, 2011
ALM involves constant planning for possible future scenarios.
Credit Union Magazine
December 2013 digital edition
League Presidents Pass the Torch
Unbankable: The Noble Birth of Credit Unions
A Look Back With Jeff Post
Survey: Young Credit Card Users are Better Credit Risks
Involve Members in Tax Fight
We are looking for a strategic planning facilitator option. Does anyone have a firm or firms that they are willing to recommend?
Good list of five, with room for a 6th, i.e., avoid cheerleaders as directors. When it comes time for a constructive critical thoughts to be raised by senior governance directors, cheerleaders add no value other than making themselves feel valuable because of 'feel good' fairy dust they want to sprinkle over everything said and everything done. That's not Governance, that's Cheerleading, and it requires a change of uniform and a change of title.
Great advice Barry! -Mary Ann Schlung Colorado Credit Union
I had the pleasure to attend this year conference. Josh was dynamic speaker. Love the "why" message.
Amen, Amen, Your financial well being has a lot to do with the time of your birth. I used to envie those guys at Employers Insurance who came home from WWII and stepped right into a growing economy full of opportunities. Never gave much thought tot he fact that their "opportunities" occurred because they had survived the Depression and hadn't been among those killed in action in the Great War. They wer, frankly, in short supply.
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