Articles Tagged with 'loan'

Taking Risks To Help Members

July 18, 2011
If we adopt a totally risk-averse position we, in effect, behave no differently than many of our for-profit competitors. READ MORE

Veridian CU Unveils Storm Loan Program

July 18, 2011

Some Iowa families are displaced from their homes because of flood waters, and many others are left with clean-up from storm-related damage.

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Auto Loan Delinquencies Fall to 10-Year Lows

June 15, 2011
Mortgage and credit card delinquencies also experience substantial declines. READ MORE

Compliance Q&A: RESPA Protections

April 08, 2011
When does RESPA apply to manufactured homes? READ MORE

CU Builds a Foundation For Growth and Service

April 04, 2011
See how San Miguel CU delivers personal service to its members. READ MORE

More Mortgage Changes Are on the Way

March 25, 2011
A second interim rule amends Mortgage Disclosure Improvement Act requirements. READ MORE

Here’s a Bright Loan Idea

February 24, 2011
Harnessing the sun's power to reduce energy expenses has become affordable for many Texans thanks to SACU's solar home improvement loan program. READ MORE

Imaging Horsepower

February 08, 2011
To deal with increases in content, document imaging and Computer Output Laser Disk have been replaced by Enterprise Content Management. READ MORE

New Service Brings Together Loan Buyers and Sellers

January 25, 2011

CUSO's online marketplace makes it easy for financial institutions to find each other and conduct business directly.

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Fed Issues Final Mortgage Rules

January 10, 2011
Final rule applies to all consumer mortgages secured by the borrower’s principal dwelling, whether the transaction is a closed-end mortgage or a home equity line of credit. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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